Terms of Service

1. Introduction and scope

These Terms of Service (the “Terms”) are a legal agreement between you (the “user” or “you”) and the operator of Kaypal (the “Company,” “we,” or “us”) for the services provided through the Kaypal platform.

These Terms apply to all services accessed or used through our website, mobile applications, and other related interfaces (collectively, the “Platform”). The Terms may be updated from time to time, and any update takes effect on the date it is published.

2. Services

Kaypal is an AI-powered collaboration and management platform that provides, among other things, memory assistance, reasoning support, project coordination, and automated tasks. The exact service offering is determined by the Platform based on current operating conditions.

We reserve the right to change, suspend, or discontinue any part of the service at any time without liability to you or any third party for those changes, suspensions, or discontinuations.

3. Accounts and security

Some services may require you to register a Kaypal account. You agree to provide true, accurate, and complete personal information and to update that information promptly when it changes.

You are responsible for keeping your account and password confidential and for all activity that occurs under your account. If you suspect unauthorized access to your account, notify us immediately. We are not liable for losses caused by your failure to safeguard account information.

4. Acceptable use

You must comply with applicable laws and regulations when using the service and may not use the service for unlawful or prohibited activity, including but not limited to:

• spreading rumors, disturbing public order, or undermining social stability;
• spreading obscene, pornographic, gambling-related, violent, murder-related, terrorist, or criminally inciting content;
• insulting or defaming others or infringing their lawful rights and interests;
• interfering with normal operation of the Platform or obtaining data through abnormal means such as crawling or attacks.

5. Intellectual property

All content provided on the Platform, including text, software, sound, images, video, graphics, logos, and design elements, is owned by the Company or the relevant rights holders. Unless authorized, you may not copy, modify, distribute, or use that content for commercial purposes.

You retain ownership of the content you create while using the service, but you grant us a non-exclusive, royalty-free, perpetual, worldwide license to use that content to provide, improve, and promote the service.

6. Disclaimer

The service is provided “as is” and “as available.” We make no express or implied warranties regarding accuracy, reliability, completeness, or timeliness. AI-generated content is for reference only and does not constitute professional advice or legal guidance.

We are not responsible for service interruption, data loss, or any other damage caused by network conditions, communication lines, third-party applications, malware attacks, or other force majeure events.

7. Limitation of liability

To the maximum extent permitted by applicable law, the Company and its affiliates are not liable for indirect, incidental, special, punitive, or consequential damages, including lost profits, business interruption, loss of goodwill, or data loss.

8. Changes and termination

We may modify these Terms as needed for business or legal reasons. If you continue using the service after a change is published, you are deemed to have accepted the revised Terms. If you do not accept the revised Terms, you must stop using the service.

If you violate these Terms, we may suspend or terminate your account without prior notice and reserve the right to pursue legal remedies.

9. Dispute resolution

Any dispute arising out of or relating to these Terms should first be resolved through friendly consultation. If consultation fails, either party may bring the dispute before the people’s court with jurisdiction in the place where the Company is located.

10. Governing law

The formation, validity, interpretation, performance, and dispute resolution of these Terms are governed by the laws of the People’s Republic of China. If any part of these Terms is held invalid, the remaining provisions remain in effect.

11. Contact us

If you have any questions, comments, or suggestions about these Terms, please contact us at:

• legal@kaypal.cn