Legal Statement

1. Legal statement overview

This Legal Statement clarifies the rights and obligations between the operator of Kaypal (the “Company,” “we,” or “us”) and users (the “user” or “you”) regarding use of the Platform. Together with the Terms of Service and Privacy Policy, it forms the legal basis for your use of the Platform.

All services provided on the Platform are subject to the laws of the People’s Republic of China and applicable international conventions.

2. Intellectual property statement

All content on the Platform, including text, charts, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of us or our content providers and is protected by Chinese and international copyright, trademark, patent, and other intellectual property laws.

• Trademark rights：“Kaypal” and associated marks, patterns, and graphics are our registered trademarks. No entity or person may use them in any way without our written permission.
• Copyright：All works on the Platform, including page design, source code, business logic, and model architecture, are protected by copyright law.
• Patent rights：Specific AI reasoning engines and interaction logic used by us are covered by pending or granted technical patents; any reverse engineering or cracking is considered infringement.

3. Disclaimer

We strive to provide stable and accurate services, but due to technical limits and uncontrollable external factors, we make the following statement:

• AI-assisted decisions, memory analysis, and automation suggestions are for reference only and do not constitute professional legal, financial, medical, or business advice. You bear the risk of any decision made based on Platform information.
• We do not guarantee uninterrupted service, nor do we guarantee timeliness, security, or accuracy. We are not liable for service outages or data loss caused by telecom failures, hacking, computer viruses, government controls, or force majeure.

4. Limitation of liability

To the maximum extent permitted by applicable law, we are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Platform. These damages include, but are not limited to, lost profits, business interruption, data loss, or any other monetary loss.

Where certain warranties cannot be excluded or certain liabilities cannot be limited under specific jurisdictions, our liability will be limited to the maximum extent permitted by that law.

5. Third-party links

The Platform may include links to third-party websites or services. These links are provided for convenience only and do not constitute endorsement, recommendation, or warranty by us. After visiting a third-party platform, users should review its own terms and privacy policy. We are not responsible for the actions or content of any third-party platform.

6. International applicability

The Platform is operated in the People’s Republic of China. While the Platform can be accessed globally, some features or services may not be available in every country or region. Users are responsible for ensuring that their use of the Platform complies with all local laws and regulations.

7. Legal changes

As our business and legal environment evolve, we reserve the right to modify, add to, or remove any part of this Legal Statement at any time. The revised statement takes effect once published. Your continued use of the Platform after a change means you accept the revised statement.

8. Final interpretation

To the extent permitted by law, the final interpretation of this Legal Statement belongs to the operator of Kaypal. If any provision is held illegal, invalid, or unenforceable, that provision will be severable and the remaining provisions will remain valid and enforceable.

9. Contact us

If you have any questions about this Legal Statement, please contact our legal department:

• legal-notice@kaypal.com
• Kaypal Legal Department - Compliance Section